The trick to time management is to realize that there is not enough time. There never is. Time is the most precious and fleeting resource. Don’t procrastinate. Do now what you can. The future is more uncertain, something may come up (and usually does) to alter your plans. Early work also allows you to come …
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Budget
Create and maintain a budget. It will help you understand your position and forecast your future positions. The better the information you put in (detail and consistency), the better the results. Mint.com is free and a good place to start. You can also create your own spreadsheet. A simple google docs spreadsheet can keep monthly …